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January 30, 2012

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Accident Terms and Definitions

Misdemeanor
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Deductible
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Premium Finance Company
A lending institution that finances insurance premiums for a fee.

Premium
The money paid for an insurance policy based upon the coverage provided.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Contact our South Carolina Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

Speeding-Related Crashes Is Estimated To Be $40.4 Billion Per Year
Speeding is one of the most common factors to traffic crashes. The economic cost to society of speeding-related crashes is estimated by NHTSA to be $40.4 billion per year. In 2004, speeding was a contributing factor in 30% of all fatal crashes, and 13,192 lives were lost in speeding-related crashes.

Newsroom

Fatal Traffic Collision
On May 4, 2007, at 7:44 pm, officers of the Riverside Police Department responded to a major injury traffic collision involving a single vehicle ca...
Read more >

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte

Insurance Commissioner John Garamendi Announces Arrest Of 19 Suspects For Auto Body Insurence Fraud In Butte (“Operation Colla...
Read more >

Safety Seats, Not Seat Belts, Can Protect Children In An Accident
Safety Seats, Not Seat Belts, Can Protect Children In An Accident
NEW YORK: In a car crash, an infant secured in a safety ...
Read more >

More news >

Terms

Today's Terms

Medical Payments Coverage

Definition:
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Accident

Definition:
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.

Vehicle ID No. (VIN)

Definition:
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

South Carolina Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an South Carolina Car Accident Lawyers as soon as possible:

Abbeville
Aiken
Anderson
Beaufort
Belton
Bennettsville
Bluffton
Camden
Charleston
Chester
Clemson
Clover
Columbia
Conway
Darlington
Dillon
Easley
Elgin
Florence
Fort Mill
Fountain Inn
Gaffney
Gaston
Georgetown
Goose Creek
Greenville
Greenwood
Greer
Hartsville
Hilton Head Island

Inman
Irmo
Ladson
Lancaster
Laurens
Lexington
Marion
Moncks Corner
Mount Pleasant
Murrells Inlet
Myrtle Beach
Newberry
North Augusta
North Charleston
Orangeburg
Pickens
Piedmont
Rock Hill
Seneca
Simpsonville
Spartanburg
Summerville
Sumter
Taylors
Travelers Rest
Union
Walterboro
West Columbia
York

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

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